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Determining The Price Of Your Car

So you've chosen the car of your dreams, you've asked around all over the Internet for the best price, and you've made a long list of options and accessories for your new ride, complete with a fuzzy pair of dice.

Before you can drive your new car home however, there are some things to consider with regards to how much you will pay and what you will be getting for your money.

You're first step is to decide how much you are willing to pay and how flexible you are with this chosen price point. You won't want to pay several thousand dollars more than the sum you initially decided on obviously, but it is reasonable to expect that the actual price will be slightly off from your initial estimate or even the actual price quoted to you. This could be because of miscellaneous costs or service charges, which may only come to your attention when you receive the final invoice or bill of sale. Of course, you will want to be on the lookout for unscrupulous car merchants who may sneakily tack on some hidden charges but generally these add-on charges are reasonable and are there for a valid and legitimate reason.

The next thing to do is ask your dealer if they offer any incentives or rebates on the sale. The car sales business is a huge industry with plenty of competition so most dealers will probably have a few incentives to help sweeten the deal for any potential buyers. These sales offers could easily end up saving you hundreds of dollars off the purchase price of your new automobile.

A common incentive that car dealers offer is low-interest financing programs that will lighten your monthly car payments. Keep in mind though that as car prices vary from dealer to dealer, from region to region, so do the enticement packages; not all will offer equal value to their potential buyers so don't expect to get the same freebies everywhere you go. Also you generally will need to have an excellent credit standing before you can qualify for low-interest financing.

Finally determine the rates for your monthly car payments (many online car dealers have rate calculators to help you determine this) and ask your car dealer for the final worksheet detailing all pertinent fees, including taxes and registration fees and don't forget to apply any offered incentives to the final price.

About The Author Jim Karter is a auto magazine writer writing for many American and European car and auto magazines. He also runs a website on American car dealers giving details of services of all car dealers in America.
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